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Industry Leaders Discuss National Consumer Education Campaign on Auto Financing

  WHAT:     In a groundbreaking effort, many of the largest players in the
            vehicle financing industry have joined forces on a major
            education initiative called AWARE (Americans Well-informed on
            Automobile Retailing Economics).  Utilizing an arsenal of
            customer-education tools, AWARE's goal is to ensure that
            potential buyers of new and used vehicles thoroughly understand
            the auto financing process.

            AWARE Chairman Randy Lively, who is also the President and CEO
            of the American Financial Services Association, along with
            William Bradshaw, chairman of the National Automobile Dealers
            Association, will speak to reporters at the Washington
            Automotive Press Association Luncheon where they will discuss
            the progress this unprecedented industry collaborative
            initiative is making to raise awareness about the auto financing
            system.  They will also discuss some of the most common mistakes
            consumers make when seeking auto financing.

            The membership of AWARE (http://www.autofinancing101.org/)
            includes the American Financial Services Association, National
            Automobile Dealers Association, National Association of Minority
            Automobile Dealers, American International Automobile Dealers
            Association, and auto dealers and finance companies.

  WHEN:     Wednesday, April 19, 2006
            12:00PM

  WHERE:    National Press Club, Zenger Room
            529 Fourteenth St. NW, 13th Floor
            Washington Automotive Press Association (WAPA) Monthly Luncheon
            Lunch will be provided

  WHO:
            * Randy Lively, Chairman of AWARE, and President & CEO of the
              American Financial Services Association
            * William Bradshaw, Chairman, National Automobile Dealers
              Association