135 New Car Models to Get Lower Rates From State Farm
29 November 1999
135 New Car Models to Get Lower Rates From State Farm, 109 in Line for Higher RatesBLOOMINGTON, Ill., Nov. 29 -- One hundred thirty-five models of year 2000 vehicles have qualified for lower-than-standard auto insurance rates from State Farm because they generate lower-than-average claim payments for damage and theft. One hundred nine 2000 models will be charged above-standard rates because their damage and theft claim payments are higher-than-average. The other 79 year 2000 models will be charged standard rates. Standard rates for all models are based on the manufacturer's suggested retail price of the vehicle. Under a rating plan on file with insurance departments in most states, State Farm uses its actual claim payments for vehicle damage and theft on similar models for prior years to determine which 2000 models will qualify for lower- or higher-than-standard premiums for collision and comprehensive coverages. Models that qualify for lower rates generally are charged from 10 to 45 percent less than the standard collision and comprehensive premiums for vehicles in their price range. Owners of models getting higher rates generally pay from 10 to 45 percent more than the standard collision and comprehensive rates for vehicles in their price range. Only the premiums for the two coverages that insure the vehicle against damage and theft -- collision and comprehensive -- are affected by the program. Many pre-2000 model vehicles are also being charged rates below- or above- standard under the program, which has been in effect since 1981. The State Farm make and model rating system applies in all states except Massachusetts, North Carolina and Texas, where similar state-mandated programs are used. It also does not apply in the three Canadian provinces in which State Farm sells auto insurance. Following is a list of the 2000 models that qualify, in most states, for below-standard premiums, a list of those assessed the standard premiums and a list of those charged above-standard premiums for their price range. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY Bloomington, Illinois KEY -- 2d=2-door Cv=convertible spw=sport wagon 4d=4-door van=van 2wd=2-wheel drive S/W= station wagon pk=pick-up 4wd=4-wheel drive The following 2000 models will be charged lower-than-standard collision and comprehensive premiums: ACURA CL 2d RL 4d TL 4d AUDI A6 4d A6 S/W BENTLEY Arnage 4d Azure 2d Cv Continental 2d Turbo 4d BMW 740i 4d 750i 4d Z3 2d BUICK Century 4d LeSabre 4d Park Avenue 4d Regal 4d Riviera 2d CADILLAC Catera 4d DeVille 4d Eldorado 2d Escalade spw Seville 4d CHEVROLET Astro van Blazer 4d spw C2500 pk Chevy Van van Corvette 2d Corvette 2d Cv Express van K2500 pk Lumina 4d Silverado 2500 pk Suburban spw Tahoe spw Venture van CHRYSLER Concorde 4d LHS 4d Town and Country van DODGE Ram Wagon / Van van Caravan van Grand Caravan van FERRARI F355 Spider 2d Cv FORD Club Wagon van Crown Victoria 4d Econoline van Expedition spw Explorer spw F150 4wd pk F250 pk F350 pk Taurus 4d Taurus S/W GMC Jimmy 2wd 4d spw Sierra Classic 2500 pk Sierra Classic 3500 2wd pk Safari van Savana van Sierra 2500 pk Sonoma 4wd pk Suburban C1500 spw Suburban K1500 spw Suburban K2500 spw Yukon spw HONDA CRV spw Odyssey van INFINITI I30 4d Q45 4d QX4 spw ISUZU Hombre 4wd pk Oasis van Trooper spw JAGUAR XJ8 4d XJR 4d XK8 2d XK8 2d Cv JEEP/EAGLE Jeep Gr Cherokee spw LEXUS ES 300 4d LS 400 4d LINCOLN Continental 4d Navigator spw Town Car 4d MERCEDES-BENZ C230W 4d C280W 4d C43 4d CL500 2d CL600 2d E300 4d E320 4d E320 S/W E430 4d E55 AMG 4d ML320 spw ML430 spw S320 4d S420 4d S500 4d S600 4d SL500 2d SL600 2d SLK230 2d MERCURY Grand Marquis 4d Mountaineer spw Sable 4d Sable S/W Villager van NISSAN Quest van OLDSMOBILE LSS 4d 88 4d Aurora 4d Bravada spw Cutlass 4d Intrigue 4d Silhouette van PLYMOUTH Grand Voyager van Prowler 2d Voyager van PONTIAC Bonneville 4d Grand Prix 4d Montana van PORSCHE Boxster 2d Cv ROLLS ROYCE Park Ward 4d Silver Seraph 4d Silver Spur III 4d SAAB 9-5 4d 9-5 S/W SATURN SW S/W TOYOTA Avalon 4d Sienna van VOLKSWAGEN Eurovan van Passat S/W VOLVO C70 2d C70 2d Cv S70 4d S80 4d V70 S/W STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY Bloomington, Illinois KEY -- 2d=2-door Cv=convertible spw=sport wagon 4d=4-door van=van 2wd=2-wheel drive S/W= station wagon pk=pick-up 4wd=4-wheel drive The following 2000 models will be charged standard collision and comprehensive premiums: ACURA SLX spw AUDI A4 4d A4 S/W BMW 528i 4d 528i S/W 540i 4d 540i S/W M3 2d Cv CHEVROLET Blazer 2d spw C1500 pk C3500 pk K1500 pk K3500 pk Malibu 4d Monte Carlo 2d S10 4wd pk Silverado 1500 pk CHRYSLER 300M 4d Cirrus 4d Sebring 2d Cv DAEWOO Lanos 2d Lanos 4d Leganza 4d Nubira 4d Nubira S/W DODGE Durango spw Intrepid 4d Ram 2500 4wd pk FERRARI 456M GT 2d F355 2d FORD Contour 4d Escort S/W F150 2wd pk Ranger pk Windstar van GMC Jimmy 2wd 2d spw Jimmy 4wd 4d spw Sierra Classic 1500 pk Sierra Classic 3500 4wd pk Sierra 1500 pk HONDA Accord 2d Accord 4d Passport spw INFINITI G20 4d ISUZU Amigo spw Rodeo spw VehiCross spw JEEP/EAGLE Jeep Cherokee spw LAND ROVER Discovery spw LEXUS GS 300 4d LX 470 spw RX 300 spw SC 400 2d MAZDA Millenia 4d MERCEDES-BENZ CLK320 2d CLK430 2d MERCURY Mystique 4d MITSUBISHI Diamante 4d NISSAN King Cab pk Pathfinder spw Regular bed pk OLDSMOBILE Alero 2d Alero 4d PONTIAC Grand Prix 2d Sunfire 2d Cv SAAB 9-3 2d Cv SATURN SL 4d SUBARU Forester spw Legacy 4d Legacy S/W SUZUKI Grand Vitara spw Vitara spw TOYOTA 4 Runner 2wd spw Camry 2d Camry 4d Celica 2d Cv VOLKSWAGEN Beetle 2d Cabrio 2d Cv Passat 4d STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY Bloomington, Illinois KEY -- 2d=2-door Cv=convertible spw=sport wagon 4d=4-door van=van 2wd=2-wheel drive S/W= station wagon pk=pick-up 4wd=4-wheel drive The following 2000 models will be charged higher-than-standard collision and comprehensive premiums: ACURA Integra 2d Integra 4d NSX 2d AUDI A8 4d BMW 318Ti 2d 323i 2d Cv 323i 2d 323i 4d 328i 2d 328i 2d Cv 328i 4d M 2d M3 2d CHEVROLET Camaro 2d Camaro 2d Cv Cavalier 2d Cavalier 2d Cv Cavalier 4d Metro 2d Metro 4d Prizm 4d S10 2wd pk Tracker spw CHRYSLER Sebring 2d DODGE Avenger 2d Dakota pk Neon 2d Neon 4d Ram 1500 pk Ram 2500 2wd pk Ram 3500 pk Stratus 4d Viper 2d FERRARI 550 Maranello 2d FORD Escort 4d Escort ZX2 2d Mustang 2d Mustang 2d Cv GMC Jimmy 4wd 2d spw Sonoma 2wd pk Suburban C2500 spw HONDA Civic 2d Civic 4d Prelude 2d HYUNDAI Accent 2d Accent 4d Elantra 4d Elantra S/W Sonata 4d Tiburon 2d ISUZU Hombre 2wd pk JEEP/EAGLE Jeep Wrangler spw KIA Sephia 4d Sportage spw LEXUS GS 400 4d SC 300 2 MAZDA 626 4d B2500 2wd pk B3000 pk B4000 pk MX5 2d Cv Protege 4d MERCEDES-BENZ CLK320 2d Cv MERCURY Cougar 2d Tracer 4d Tracer S/W MITSUBISHI 3000 GT 2d Eclipse 2d Eclipse 2d Cv Galant 4d Mirage 2d Mirage 4d Montero spw Montero Sport spw NISSAN Altima 4d Maxima 4d Sentra 4d PLYMOUTH Breeze 4d Neon 2d Neon 4d PONTIAC Firebird 2d Firebird 2d Cv Grand Am 2d Grand Am 4d Sunfire 2d Sunfire 4d PORSCHE 911 Carrera 2d 911 Carrera 4 2d Cv RANGE ROVER 4.0 spw 4.6 spw SAAB 9-3 2d 9-3 4d SATURN SC 2d SUBARU Impreza 2d Impreza 4d Impreza S/W SUZUKI Esteem 4d Esteem S/W Swift 2d TOYOTA 4 Runner 4wd spw Celica 2d Corolla 4d Land Cruiser spw PreRunner pk Rav4 spw Tacoma 2wd pk VOLKSWAGEN Golf 4d GTI 2d Jetta 4d